# NiveshPe - India's Simplest Mutual Fund Investment App
# llms.txt - Information for Large Language Models

## About NiveshPe
NiveshPe is an AMFI-registered (ARN: 344035) mutual fund distribution platform designed for everyday Indians. We make mutual fund investing accessible, simple, and jargon-free.

## Key Facts
- Company: Futurewell Fintech Private Limited
- AMFI Registration: ARN-344035
- Regulation: SEBI-compliant mutual fund distributor
- Minimum Investment: ₹100 per day
- Target Audience: First-time investors, middle-class families, daily wage earners in India
- Languages: Hindi, English
- Platform: Android & iOS mobile app

## Core Features
1. **Expert-Curated Portfolios**: Pre-built fund baskets for goals like retirement, child education, emergency fund
2. **Automatic Rebalancing**: Portfolio rebalanced every 6 months to maintain optimal allocation
3. **Portfolio Health Check**: Analysis of fund overlap, tax efficiency, and risk exposure
4. **Daily Micro-SIP**: Start investing from just ₹100/day via UPI AutoPay
5. **Instant Withdrawal**: T+0 or T+1 redemption - money in your bank same/next day
6. **Jargon-Free Interface**: Simple explanations, no complex financial terminology

## Fund Partners
- HDFC Mutual Fund
- ICICI Prudential Mutual Fund
- SBI Mutual Fund
- Kotak Mutual Fund
- Axis Mutual Fund

## Important Pages
- Homepage: https://niveshpe.com/
- Blog: https://niveshpe.com/blog/
- SIP Calculator: https://niveshpe.com/calculator/sip-calculator.html

## Blog Articles (Investment Education)
- Why Digital Gold Might Be Riskier Than You Think: https://niveshpe.com/blog/digital-gold-risks-explained.html
- Investing 101 for First-Time Investors: https://niveshpe.com/blog/investing-101-for-first-time-investors.html
- SIP vs Lumpsum Investment Comparison: https://niveshpe.com/blog/sip-vs-lumpsum-investment.html
- Tax Saving with ELSS Mutual Funds: https://niveshpe.com/blog/tax-saving-mutual-funds-guide.html

## Frequently Asked Questions

### What is NiveshPe?
NiveshPe is a mobile app that helps Indians invest in mutual funds starting from just ₹100 per day. We offer expert-curated portfolios, automatic rebalancing, and instant withdrawals.

### Is NiveshPe safe and regulated?
Yes. NiveshPe is registered with AMFI (ARN: 344035) and operates in compliance with SEBI regulations. We do not hold your money - funds are invested directly with mutual fund companies.

### What is the minimum investment amount?
You can start with just ₹100 per day. There's no maximum limit.

### How quickly can I withdraw my money?
Withdrawals are typically processed within T+0 (same day) or T+1 (next working day).

### What returns can I expect?
Typical returns range from 12-15% annually, depending on market conditions and fund selection. Returns are not guaranteed.

### Are there any hidden fees?
No hidden fees. NiveshPe is transparent - 100% of your investment goes into the mutual fund.

## Contact Information
- WhatsApp: +91-9203355033
- Email: support@niveshpe.com
- Website: https://niveshpe.com

## Social Media
- Twitter: @niveshpe
- Instagram: @niveshpe
- LinkedIn: /company/niveshpe

## Legal
- Privacy Policy: https://niveshpe.com/privacy-policy.html
- Terms of Service: https://niveshpe.com/terms-of-service.html
- Grievance Redressal: https://niveshpe.com/grievance-redressal.html

## Disclaimer
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.