What is the minimum amount to invest?

You can start with just ₹500 monthly! There's no maximum limit either. Invest whatever you're comfortable with - flexibility is our core strength.

What documents do I need for KYC?

KYC is simple and quick! Just your PAN card and Aadhaar card. The entire process takes about 5 minutes and is a one-time requirement.

Is NiveshPe a bank? Where does my money go?

We're not a bank. We're an AMFI-registered mutual fund distributor (ARN: 344035) operating in compliance with SEBI regulations. Your money is invested directly into mutual fund schemes from trusted companies like HDFC, ICICI, SBI, and Kotak.

How quickly can I withdraw my money?

Withdrawals are instant! Your money reaches your bank account within T+0 or T+1 (same day or next working day). No waiting periods, penalties, or lock-ins.

What returns can I expect?

Typically, you can expect 12-15% annual returns, though this depends on the mutual fund scheme and market conditions. Returns are not guaranteed as investments are subject to market risks.

Are there any hidden charges or fees?

Absolutely not! NiveshPe is 100% transparent. No hidden charges or transaction fees. The full amount you invest goes directly into the mutual fund.

What are expert-curated fund baskets?

Our expert team designs diversified fund baskets tailored to various goals like retirement, children's education, vacations, and more-optimizing for growth, stability, and low volatility.

How does automatic portfolio rebalancing work?

We rebalance your portfolio every 6 months, adjusting asset allocation to safeguard against market volatility and keep your investments on track.

What does a portfolio health check include?

We analyze your portfolio for underperforming funds, tax efficiency, overlap, diversification, and hedging against market downturns.

How does auto-invest work?

NiveshPe uses UPI AutoPay for seamless investing. Set it up once, and your chosen amount is automatically debited daily. You can pause or stop anytime - complete flexibility!

How much can I earn from referrals?

You earn ₹101 for every referral when they activate their account. There's no limit - top performers earn significant extra income by recommending NiveshPe to their network!

Is my money safe with NiveshPe?

Absolutely! We never hold your money. Your funds are invested directly with mutual fund companies regulated by SEBI. Your investments are held securely in your name.

SEBI Compliant · AMFI Registered MFD · ARN-344035

Supercharge YourMutual Fund Portfolio.

Your portfolio, managed like the top 1%'s.

Automated Transparent Zero Fee

Get it onGoogle Play Download on theApp Store

4.7 Rating

PORTFOLIO VALUE MONITORED BY ORBIT AI LIVE

Total portfolio value monitored

Partner fund houses

01The Problem — Too Many Signals

App 1now

Buy this stock!

▲ TRENDING

App 22m

Rank 1 mutual fund

★★★★★ TOP RATED

App 35m

Invest in this IPO

CLOSES TODAY

App 49m

Buy this Bond

HIGH YIELD

And by the time your portfolio touches ₹20 Lac, it is an unmanageable mess of 25+ financial assets. Dragging your returns down.

STOCKSMUTUAL FUNDSBONDSIPOs+ MORE

02The Solution — Cleanup and Optimize

NiveshPe · Orbit AILIVE

Step 1

Reads your entire portfolio.

Large Cap Fund · Folio 88112SYNCED

Flexi Cap Fund · Folio 20417SYNCED

Mid Cap Fund × 4OVERLAP

Small Cap × 3 · Sectoral × 2DUPLICATED

Bonds × 3 · Stocks × 9SYNCED

Step 2

A glide path to declutter and optimise your returns. Tax‑efficiently.

Funds

25 → 8

Overlap

60% → 10%

Returns

XIRR 11.2% → 14.8%

✓ EVERY SWITCH PLANNED AROUND YOUR TAXES

Step 3

Monitored 24×7. Your advisor, in your hand.

YouShould I rebalance?

Orbit AIYes — here's the plan. Zero tax hit.

WATCHING YOUR PORTFOLIO 24×7

We don't give you tips, but optimise your complete portfolio.
Tax‑efficiently.

Powered by Orbit: India's first natively-trained Wealth AI.

So your data is always protected.

Reads the market

Every headline. Every price move. Priced in.

Flags underperformance early

Proactive. Not reactive.

Restructures your portfolio

Private-banker work, in minutes.

Advises you

Advisor in your pocket, 24x7.

Orbit AI · Your Private Advisor

An Elite Wealth Expert,
In Your Pocket.

Real answers about your investments.

Orbit AI · your advisor live

You · AppWhy is my portfolio XIRR so low?

Orbit AITwo of your funds — F-1 and F-2 — are dragging your returns by 2.3% a year. I have a better alternative for both. And from your transaction history, switching today has zero tax implication. Want me to set up the switch?

YouYes, do it.

Orbit AIDone — funds switched. You should see your XIRR improving within the next 30–60 days. I'll keep watching it.

Real investors. Real reviews.

Straight from the Play Store, unedited.

Dhananjay Patre

Had no clue what I was doing with my investments. Downloaded this, synced everything, got advice. Now I actually understand my own money!

Ayezakhan Khan

I had 8 funds just sitting there. Some were so bad I didn't even know! Advisor showed me which ones to trash and which to keep. Better returns now. Should've done this years ago honestly.

Mohammad Aksam

Was in some terrible performing funds for years (didn't even realize!). Switched to better ones through NiveshPe. Seeing actual growth now. Wish I knew about this earlier!

Vishal Kumar

I was losing money on some of my investments and didn't even know. Advisor pointed it out, we fixed it. Now actually making decent returns. Game changer.

Kiran Wankhade

Realized I was in underperforming funds for years. They helped me shift to better funds. Already seeing better returns in just a few months.

Yadunandan Patel

Was paying for funds that were barely growing. Advisor showed me exactly which ones to replace. My returns have actually improved. This was the wake-up call I needed.

Tejas Dewangan

Consolidated all my mess into one proper plan. Advisor told me straight up which funds were dragging me down. Switched them. Returns improved.

DPDhananjay Patre

Had no clue what I was doing with my investments. Downloaded this, synced everything, got advice. Now I actually understand my own money!

AKAyezakhan Khan

I had 8 funds just sitting there. Some were so bad I didn't even know! Advisor showed me which ones to trash and which to keep. Better returns now. Should've done this years ago honestly.

MAMohammad Aksam

Was in some terrible performing funds for years (didn't even realize!). Switched to better ones through NiveshPe. Seeing actual growth now. Wish I knew about this earlier!

VKVishal Kumar

I was losing money on some of my investments and didn't even know. Advisor pointed it out, we fixed it. Now actually making decent returns. Game changer.

KWKiran Wankhade

Realized I was in underperforming funds for years. They helped me shift to better funds. Already seeing better returns in just a few months.

YPYadunandan Patel

Was paying for funds that were barely growing. Advisor showed me exactly which ones to replace. My returns have actually improved. This was the wake-up call I needed.

TDTejas Dewangan

Consolidated all my mess into one proper plan. Advisor told me straight up which funds were dragging me down. Switched them. Returns improved.

Clean. Intuitive. An interface you'll love using.

NiveshPe app dashboard showing a synced portfolio: current value, total gains with XIRR, and Orbit's optimise-my-portfolio prompt

Built & funded by alumni of

IIT Madras● HSBC● NatWest● KPMG● ICICI

Rajat Yadav

Founder & CEO, NiveshPe

IIT MADRAS ALUMNUS 10+ YRS FINTECH

From the founder

Advice this good used to be available only to a select few.

For decades, real wealth advisory, a private banker reading the market for you, watching every fund, restructuring around taxes, was reserved for people who already had crores. Everyone else was left to guess. We built NiveshPe to break that gate: India's first fully automated wealth platform, holding your money to the same standard a private bank holds its wealthiest clients. You shouldn't have to be an HNI to invest like one, and we want to partner with you on the journey to becoming one.

Your move