What is the minimum amount to invest?

You can start with just ₹500 monthly! There's no maximum limit either. Invest whatever you're comfortable with — flexibility is our core strength.

What documents do I need for KYC?

KYC is simple and quick! Just your PAN card and Aadhaar card. The entire process takes about 5 minutes and is a one-time requirement.

Is NiveshPe a bank? Where does my money go?

We're not a bank. We're an AMFI-registered mutual fund distributor (ARN: 344035) operating in compliance with SEBI regulations. Your money is invested directly into mutual fund schemes from trusted companies like HDFC, ICICI, SBI, and Kotak.

How quickly can I withdraw my money?

Withdrawals are instant! Your money reaches your bank account within T+0 or T+1 (same day or next working day). No waiting periods, penalties, or lock-ins.

What returns can I expect?

Typically, you can expect 12-15% annual returns, though this depends on the mutual fund scheme and market conditions. Returns are not guaranteed as investments are subject to market risks.

Are there any hidden charges or fees?

Absolutely not! NiveshPe is 100% transparent. No hidden charges or transaction fees. The full amount you invest goes directly into the mutual fund.

What are expert-curated fund baskets?

Our expert team designs diversified fund baskets tailored to various goals like retirement, children's education, vacations, and more—optimizing for growth, stability, and low volatility.

How does automatic portfolio rebalancing work?

We rebalance your portfolio every 6 months, adjusting asset allocation to safeguard against market volatility and keep your investments on track.

What does a portfolio health check include?

We analyze your portfolio for underperforming funds, tax efficiency, overlap, diversification, and hedging against market downturns.

How does auto-invest work?

NiveshPe uses UPI AutoPay for seamless investing. Set it up once, and your chosen amount is automatically debited daily. You can pause or stop anytime — complete flexibility!

How much can I earn from referrals?

You earn ₹101 for every referral when they activate their account. There's no limit — top performers earn significant extra income by recommending NiveshPe to their network!

Is my money safe with NiveshPe?

Absolutely! We never hold your money. Your funds are invested directly with mutual fund companies regulated by SEBI. Your investments are held securely in your name.

SEBI Compliant · AMFI Registered MFD · ARN-344035

Wealth Management for
the Emerging India

We build you a personalised Investment Plan, assign an expert Financial Advisor, monitor your portfolio 24x7 and rebalance to switch underperforming funds and capitalise on market opportunities — so you can focus on earning while your money beats the Nifty 50.

NP Orbit

India's First & Most Advanced Automated Wealth Management System

Built by financial experts, enhanced by state-of-the-art AI.
NP Orbit runs silently in the background, watching every move in the market, so your wealth never sleeps.

smart_toy AI-Powered

radar 24×7 Monitoring

verified Expert-Built

bolt Auto-Rebalancing

track_changes

trending_up +78% Returns

bolt Rebalanced

shield Risk Managed

Rajat Yadav

Founder & CEO, NiveshPe

school

IIT Madras

Alumnus

workspace_premium

10+ Years

Fintech Experience

From the Founder

A message from
our Founder

For years, I watched something deeply unfair play out in India's financial system.

The best wealth management was reserved exclusively for HNIs. If your portfolio crossed ₹2-3 crore, doors opened. You got a dedicated advisor, a curated portfolio, a wealth manager who treated your money like it mattered.

Everyone else? You got a fund comparison tool.

But here's the irony. The people who need great wealth management the most are not the ones who already have the wealth. It's the ones building it. Individuals earning between ₹10 lakhs to ₹1 crore annually, of what I call aspiring HNIs, working hard, making smart choices, and aspiring to grow their wealth meaningfully.

Our vision was simple yet ambitious: to deliver the same—if not better—level of portfolio management services traditionally available to HNIs, but in a seamless, automated, and highly accessible way.

Today, I am proud to say that we have built India's first fully automated wealth management platform. We have taken the expertise, discipline, and trust of some of the world's best financial advisors and translated it into a system that works for you. Not a robo advisor. Not a fund marketplace. A true wealth partner, seamless, intelligent, always on.

We don't just want to manage your investments. We want to partner with you on your journey to becoming an HNI.

Rajat Yadav

Founder & CEO — NiveshPe

workspace_premium How It Works

Wealth Management Done Right For You

Four steps that work silently in your favour

monitoring

Your Financial Health Mapping

We analyse your income, expenses, goals and risk appetite to build a complete financial picture unique to you.

insights Personalised

account_balance

Create a Full Investment Plan

A curated portfolio of top-performing mutual funds tailored exactly to your goals and timeline.

auto_awesome Expert-Curated

support_agent

Dedicated Financial Advisor

Accessible on call, they act as your personal wealth manager whenever you need them.

verified AMFI Registered

autorenew

24×7 Portfolio Monitoring & Rebalancing

NP Orbit watches the market around the clock, switching underperformers to keep your returns on track.

bolt Always On

Let's Start Your Investment Journey

We're here to help you every step of the way

Download App Now Chat on WhatsApp

Instant Support

WhatsApp Support

+91-9302373606 Instant Response

Email Us

Email Support

support@niveshpe.com Within 24 hours

Call Us

Phone Support

+91-8871702482 Mon-Sat, 9 AM-6 PM

Built on Trust & Transparency

AMFI Registered

AMFI-Registered Mutual Fund Distributor

SEBI Compliant

Full regulatory compliance and oversight

100% Transparent

No hidden charges, complete clarity

Trusted Fund Partners
Investments in top-rated mutual funds from:

and 15+ other leading fund houses

Available Mon-Sat, 9 AM - 6 PM IST

Typical response within 2 hours during business hours

Wealth Management forthe Emerging India